Business Review 2015 - page 4-5

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BUSINESS REVIEW 2015
Tableof Contents
6
BRIEFHISTORY
7
KEY INDICATORS
8
LETTERFROMTHECHAIRMAN
12
LETTERFROMTHEMANAGINGDIRECTOR - CEO
18
SHARE
19
MAJOREVENTS ΙΝ2015
24
1. THEGREEKANDTHE INTERNATIONALECONOMY IN2015
ANDTHEOUTLOOKFOR2016
32
2.BUSINESSUNITS
32
Retail Banking andSmall Enterprises
39
Medium-sizedEnterprises andLargeCorporations
42
AssetManagement andBrokerageServices
45
Investment Banking andTreasury
48
SoutheasternEurope
50
Other Activities
54
3.OPERATINGSEGMENTANDGEOGRAPHICALSECTOR
ANALYSIS
60
4.OPERATIONALSYSTEMSANDDISTRIBUTIONCHANNELS
60
Operational Systems and ITProjects
62
Certificationof Critical BusinessSectors andTopDistinction
for theBank
62
Branches, AlternativeNetworks andElectronicServices
70
5.RISKMANAGEMENT
84
6.CAPITALADEQUACY
90
7.CORPORATEGOVERNANCE
91
Boardof Directors
91
CurriculaVitae
94
Audit Committee
95
RiskManagement Committee
96
RemunerationCommittee
96
CorporateGovernanceandNominationsCommittee
98
ExecutiveCommittee
98
CertifiedAuditors
98
Internal Audit
98
RegulatoryCompliance
99
Group InformationSecurity
102
Organisational Chart
107
8. AUDITORS’ REPORTANDFINANCIALSTATEMENTS
TheAlphaBankHistorical Archiveswereestablished in 1999on the
initiativeof theBank’sChairmanandManagingDirector at the time,
Mr. YannisS. Costopoulos,withaview topreserving thecorporate identity
of theBankand studying theGroup’s history.
Since their establishment, theHistorical Archives havebeenwidelyactive
ingatheringawealthofmaterial pertaining to thehistoryof theBank
andof theCompanies that compose theAlphaBankGroup, aswell as in
organising various events andexhibitions.
The illustrationmaterial for theBusinessReview2015 is drawn from the
recent publicationof theHistorical Archives entitled “
WithWisdom
andVision: AlphaBank 19th - 21stCentury
”,whichnarrates
thehistoryof theBank starting from the timewhen its founder
J.F. Costopoulos embarkedonhis commercial ventures until the
present day.
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